Hawaii destinations are at the top of the list for most desirable vacations for many travelers. Whether you are celebrating a honeymoon, anniversary, or want to spend some quality time with family or friends, the top 10 Hawaiian destinations won’t disappoint. There are famous places such as Maui and the Big Island, but there are also smaller places that adventurous travelers will want to discover. Ultimately, the best travel destinations in Hawaii will be a very personal choice, and one that will be determined largely on what you want to see and do on your dream vacation to these magical islands.
 

The soothing water and steady sunshine might be the same across most Hawaii destinations, but there are other factors that distinguish the islands from one another. Choosing between Kauai, Oahu, Molokai, Lanai, Maui, and the Big Island will be a difficult decision, but knowing what each island offers will help you to come up with a list of top 10 Hawaiian destinations for yourself. Whether you want to plan a kayaking adventure in the clear waters, a horse back riding tour along the rocky coastline, a whale watching expedition, or learn about the island’s volcanic past, you will find a perfect match on one of the islands of Hawaii.

For adventurous travelers, one of the best travel destinations in Hawaii is Kauai. Landscapes here are unrivaled, so pack those hiking boots and get ready to have your breath taken away. The Napali Coast is home to soaring cliffs that can’t begin to be understood with pictures, while Waimea Canyon will shock you with its vast stretches. With 50 miles of pristine beaches and no large developments, this island offers a glimpse into unspoiled Hawaii. Travelers looking for a different type of action will love Oahu. Some of the most famous Hawaii destinations are located here, including Waikiki, Honolulu, and the surfing Mecca of the North Shore. This island is the perfect place to relax in a boat taking in the dramatic mountain views.

Few places in the world can compare to Maui. This island is simply spectacular, from its heavenly beaches to championship golf courses to opportunities to see humpback whales migrating through the warm waters. Consistently listed in the top 10 Hawaii destinations, Maui might just lure you back again and again. There is also plenty to see in Hawaii’s Big Island. For many visitors, one of the best travel destinations in Hawaii is the Hawaii Volcanoes National Park. Spend a day sunbathing on black-sand beaches and if you’re lucky, you might even observe from a distance bright orange lava rushing down a mountain. Home to Hawaii’s most active volcano, Kilauea, it should come as no surprise that this island is thought of as an island of adventure.

There are smaller islands that are worth exploring as well. Many travelers may not have heard of Molokai or Lanai, but there is plenty see here too. Molokai will transport you back in time, before the big resorts and crowds. For unspoiled beaches and a more natural experience, look into visiting Molokai. Lanai will also bring you away from the crowds, but you won’t have to sacrifice luxury. Two Four Seasons resorts and quality golf courses attract visitors consistently. Whatever side of Hawaii you are hoping to discover, there is an island and an activity on these islands that will make your wildest vacation fantasies come true, whether you're planning a destination wedding, family vacation, or relaxing island getaway.

The world of travel insurance can be difficult to navigate, with travellers often left in a nightmare situation when buying the wrong policy.

So, to make it easier for you, we've been in touch with travel industry experts and put together this top 10 list of things you might not know about travel insurance - and the things you need to avoid.

1. Australians have no legal entitlement to financial assistance from the Government if something goes wrong while overseas

Medical costs you may be hit with while overseas are not covered by Medicare and can end up being very expensive.

"If you fall ill in countries like the US - with its sky-high health-costs - you will be hit up for huge medical expenses if you don't have adequate insurance cover," Doc Holiday said.

While medical insurance should be a top priority, Government website Smarttraveller.com says you simply shouldn't travel without travel insurance of some kind.

"Regardless of how well prepared, healthy and fit you are - if you cannot afford travel insurance, you cannot afford to travel," the Smarttraveller website states.

2. You can insure your iPhone

The growing cache of iPhones, laptops and other electronic devices carried by Australians has fuelled a surge in travellers seeking extra insurance cover.

"These items not only posed a greater risk of theft, they could also take a traveller's total luggage value beyond the limits of their insurance," Travel Insurance Direct's (TID) Ian Jackson said.

For example, TID's standard policies offer $12,000 luggage cover, including up to $4000 per item for cameras, laptops and hand-held computers, and up to $700 for other individual items.

3. Be prepared to claim

If you get robbed on your trip, notify the police within 24 hours and keep a copy of the police report - this will enable you to claim more quickly, according to travel.com.au's General Manager - Brand, Lisa Ferrari.

Interestingly, you can't claim a personal item that an animal has stolen - so watch out for those monkeys.

4. Medical condition loophole

You can apply for cover for cancellations and additional expenses that arise due to an existing medical condition.

While terms, conditions and an additional amount payable may apply based on your medical appraisal, it's definitely worth checking out and could save you heaps, Ms Ferrari said.

5. Insure yourself in "safe" countries too

A survey commissioned by Bupa Australia - which provides travel insurance under the brands MBF, HBA and Mutual Community - has found that 55 per cent of respondents purchase travel insurance based on their perception of a country's safety.

But Bupa's Shane Williamson warns travellers not to tempt fate.

"Some Australians believe they only need travel insurance if they're running with the bulls, or engaging in daredevil behaviour, which is simply not true," he said.

"The reality is that we processed over 2500 travel insurance claims last year, and the majority of incidents occurred in destinations that were perceived as safe, with most claims related to common occurrences such as lost luggage, travel cancellations, or requiring medical treatment."

6. Don't pay more just because you're old

Some of Australia's most popular over-the-counter insurance policies are more than twice as expensive as online policies for travellers aged 60 and over.

"Travellers are routinely being told they need to pay hundreds of dollars more than they should, simply because of their age," Mr Jackson said.

"Others are being charged extra for pre-existing medical conditions that are relatively routine and should be covered for no additional cost."

Advice? Look online at sites for travel insurance to avoid paying hundreds of dollars extra for age-based premiums, according to a leading insurer.

7. Don't rely on your credit card company

TID claims that thousands of Australians are unnecessarily exposing themselves to enormous risks by relying on travel insurance offered through their credit card providers. Many basic policies cannot be activated without producing a copy of your credit card and do not cover any business or sporting activities, such as rafting.

TID also claims that it's not uncommon for insurance offered by credit card providers to only last three months, and once overseas, coverage cannot be extended.

If you are planning to rely on the travel insurance provided by your credit card, you should, before travelling, obtain written confirmation that you are covered and of what exactly the insurance covers.

8. Work out how the policy is calculated

"The cost of travel insurance is usually based on the type of cover requested, the age of the insured, the travel destination and the duration of stay," Ms Ferrari said.

It's important to figure out exactly what your package includes, and whether what's included is right for you. Always take time to purchase the right policy to suit your holiday - and if you're not sure, ask.

9. Be prepared for some action

Don't shy away from all those action sports and activities while you're away, just make sure you buy travel insurance before you leave.

For example, "if you decide to go skiing in Austria, it could be very expensive to get insurance once on the ground, rather than in your overall policy prior to departure," Ms Moy advises.

Check your policy cover before you go, and if you are going to participate in activities that aren't already covered (including skiing and many water sports), take out additional cover early to save you money.

10. Shop around

It's becoming a cliche, but shopping around for the best insurance policy can pay off. Look online, through travel agents, your credit card provider, and ask your friends what they've used in the past too.

"Although it can be overwhelming sifting through the numerous insurance providers out there, it's important to shop around to find the best policy to suit your specific needs," Nicole Moy, managing director, Contiki Holidays, said.

"A travel agent is a great place to start as they are already aware of what you need to suit your travel arrangements plus have access to a number of great deals."

Make sure the cover provided suits your needs and is valid for the whole time you will be away – and be sure to read the fine print as well.

Travel insurance quick check-list when claiming (from travelinsurancedirect.com.au):

1. Photograph any expensive items you are taking on your travels such as jewellery, handbags or electronic items. Where applicable, record serial numbers.

2. Email images of your valuables to a safe location such as a webmail address, online vault site or your phone, along with a scan of your passport.

3. Make sure you have the receipts for any valuable items that you take on your travels.

4. Once you’ve packed your bag, check the value of items against your insurance policy. If you need to increase your coverage, call your travel insurer and let them know before you depart.

5. If you buy something expensive while you are travelling, take a photograph and make sure the receipt is stored in a safe location.

6. If you are the victim of a crime during your holiday, make sure you obtain a local police report

7. Your travel insurer should provide you with a reverse charges phone number – if you need to make a claim, then contact your insurer while you’re travelling to discuss the next step.

8. Make sure you take your travel insurance policy number with you – ideally load it into your mobile phone and send it to your web mail along with any emergency numbers.

9. If you have to make a claim, include copies of all documentation you think may be relevant – the more information that you make available, the easier it is for your insurer to assess your claim.

10. When submitting your claim, make sure that you keep your own copy of all supporting documentation. If you can submit your claim electronically it will expedite the process. Or if you mail your claim, use Registered Post to ensure proof of delivery.

One thing people completely forget to do before going on a trip is buying travel insurance. You may think this is just a gimmick from insurance companies to make you spend your hard earned buck on something that you don’t actually need. Personally I think travel insurance is like buying peace of mind for a very low price, insurance that can save you from paying up to a few year’s savings on something you could have easily avoided in the first place. It’s a no brainer to me.
 

Types of travel insurance

There are many types of trip insurance policies you can purchase and there’s no standard, which makes deciding on the right one a pretty tough job sometimes. Most insurance companies offer a few types of insurance packages, from the least expensive to ones that make a difference on your budget. As you’ll see the coverage differs greatly from one to another. Don’t think about travel insurance as a checkbox, as the small differences make all the difference. All cars have engines and wheels, but that’s where similarities stop, so don’t buy insurance just for the sake of being insured.

Anyway, enough with my ramblings, so let’s see what kinds of incidents are covered typically by travel insurance policies:

1. Injuries – this is one of the most known type of incident people chose to be insured when they travel. Accidents happen in every country, that’s a given and medical expenses abroad can be extremely high, especially in western countries, especially emergency related procedures. One thing you need to know is that extreme sports usually fall under a more expensive insured package, because of the higher chance of being injured if you’re skiing, rafting, scuba diving and so on. Make sure you know what kind of injuries are covered by your policy and don’t assume everything is covered.

2. Urgent health problemsand related expenses to overseas treatment, including repatriation –

another popular incident covered by insurance policies are urgent health problems. Ranging from teeth problems to a sudden disease that needs treatment there are plenty of things that can happen that don’t fall into the “injuries” category. Due to fraud, insurance companies are very careful to check facts in this case, as some people with known health problems are trying to get treatment abroad at the expense of the insurer. Sometimes, your insurance company can decide it’s cheaper for them to fly you back home than paying for the medical expenses, so don’t be surprised if that happens.

3. Lost or stolen baggages and papers – lost luggage at the airport is a nightmare, especially on your flight out of the country. It can ruin your holiday big time, that’s why some insurance policies cover this, up to a certain amount. Some even cover stolen goods. Make sure you gather supporting documents for your claims, of you won’t see a dime. Local authorities are your best bet in this case. In most cases the airline is required by law to refund you in case of lost personal effects, but if you know your stuff is worth more than their limit you may want to buy additional insurance.

4. Cancelled Trips or Flights – sometimes the weather doesn’t follow your plans, flights get cancelled, the travel agency you booked with goes bankrupt, so coverage of this kind is something you might consider. Your airline may cover sometimes the part that’s related to the flight itself, so check with them what happens if there’s a delay, or if you miss your flight and it’s not necessarily your fault. Some policies in the more expensive bracket even cover the situation where you are not admitted onboard the airplane or you you can’t leave the country.

5. Liability damage – this kind of coverage is especially useful if you’re driving in another country. I’ve seen a lot of cases where rental cars don’t come with insurance by default. It doubles the cost and doesn’t look good on the flyer you’ve just picked at the airport on your way out. If you cause an accident you will be liable to paying for the damage you cause, and since bodily harm costs can jump in the millions territory I’m guessing you don’t have this kind of cash at your disposal.

I believe I’ve covered the most important types of events covered by travel insurance policies, but you may find additional ones with the company you’re working with. If you think I’ve missed something leave a comment below so I can update this article.

United states (U.S) also known as United States of America (U.S.A) include 50 states with the land area of 3.8 million sq miles ( approx) and more than 320 million of people is a business hub where multinational companies work to make profit with effective utilization of manpower and machinery. Since the job opportunities in US or United States are quite high, people staying at various parts of the world are migrating to this place for wider scope. If you have planned to visit US, do not miss the spectacular tourist destinations in the tourism segment. Since it is a vast territory unlimited tourist destinations are available. But, today let us discuss few famous and interesting places.
 

Top Tourist destinations around United States, US

1. New York City

New York City is rated as one of the best tourist destinations in US where people can enjoy the hi-tech ambiance, avail the scope of entertainment through film/ TV and explore some attractive tourist destinations. This is a restless energetic city that will give you ample scope of shopping, creativity and some remarkable spots.

Tourist destinations in New York

· Metropolitan museum of art

· The statue of Liberty

· Broadway

· Rockefeller Centre

· Brooklyn Bridge

2. Chicago

The city with variety of culture, interesting architecture, vibrant art scenes and excellent shopping destination is none other than the city of Chicago. The city is very famous for being the hub of American football and other spots like basketball, cubs and baseball. Chicago is also very rich in tourism with its ample scope of tourist destinations.

Tourist destinations in Chicago

· The Art Institute of Chicago

· Michigan Avenue and Magnificent Mile

· Wrigley Field

· Millenniums Park

· Navy Pier

· Shakespeare Theatre

3. Las Vegas, Nevada

When we hear about Las Vega, a single word comes into our mind- ‘Casinos’. Yes, this is the place where you can play gambling in wide range of casinos. Most of the people come here in weekend to have fun by playing in Casinos where as others take it as a serious business.

Tourist destinations in Las Vegas

· Fremont street experience

· The Eiffel Tower

· The strip

· Caesar’s Palace and the Colosseum

· Mandalay Bay and the shark Reef Aquarium

4. San Francisco, California

San Francisco is one of the tourist destinations in US that lie in the northern part of California. This is a well planned beautiful city with rolling hills and water bodies. The tourism in this destination is also very strong as the figure of tourist visiting this place every year is increasing.

Tourist destinations in San Francisco, California

· Golden gate bridge

· Fisherman’s Wharf

· Golden gate park

· China town

· De Young Fine Arts Museum of San Francisco

· California Academy of science

5. Washington DC

If you want to see the hub of American politics, Washington DC is the place. There are remains of art and other very interesting tourist destinations in Washington DC. You can now explore the interesting hidden gem in this powerful region.

Tourist destinations in Washington DC

· United States Capitol and Capitol Hill

· The white House

· The Lincoln Memorial

· National Air and space museum

· National museum of American History

· National Gallery of Art

6. Saint Louis, Missouri

This is a place in US, where people staying are much influenced with the blues music as well as westward expansion. You can also explore variety of tourist destinations over here. Let’s have a look.

Tourist destinations in Saint Louis, Missouri

· Gateway Arch

· Old Cathedral

· Missouri Botanical Garden

· Magic house, St Louis Museum

· Scott Joplin House

7. Honolulu, Hawaii

Hawaii is a destination of breezes around within the attractive water bodies. You can enjoy colorful cocktails under the tiny umbrellas with mesmerizing grass skirts. Most of the tourist visits this place to spend their holiday.

Tourist destinations in Honolulu, Hawaii

· Pearl Harbor and USS Arizona Memorial

· Lyon Arboretum and Manoa Falls

· Lolani Palace

· Waikiki

· Ala Moana Park

· Foster Botanical Garden

· Bishop Museum and Planetarium

2017 Aston Martin DB11 Top speed, Rumors
 

Revealed at the 2016 Geneva Motor Show, 2017 Aston Martin DB11 is made to replace the iconic DB9. The supercar is expected to get the latest technologies in the automotive world. Exotic car enthusiasts believe that the luxury coupe will provide unimaginable speeds and engine performance.

2017 Aston Martin DB11 – Stylish Body Design:

The British automobile manufacturer is planning to use a new, lighter architecture to design and construct the DB11. The architecture is rumored to come from the Mercedes AMG division. The car should be more compact and sportier with a new platform and stylish design language. It will have an aluminum body and an exterior that features clever aerodynamics.

Inspired by DB10, the front end of 2017 Aston Martin DB11 will get the iconic Aston Martin grille and distinctive LED headlights. The bonnet will be front-hinging while the roof sloping backwards. The rear end will look slightly muscular with boldly sculpted C-shaped tail lights and big feeders. 2017 Aston Martin DB11 comes with more occupant space than the outgoing model. It will offer plenty of head and leg room, which will facilitate for comfortable rides. It will also have a luggage compartment to take care of your personal belongings. The entire cabin will look magnificent with a palette of colors and a wide range of detailing options.

The new supercar will be equipped with more advanced features to make it more convenient than the outgoing model. There will be an 8-inch TFT infotainment screen with a rotary control and a touchpad. The car will also get a new satellite system and a powerful audio system. In addition, the center console will get rectangular A/C vents and many controls.

Concerning safety and security, 2017 Aston Martin DB11 will be equipped with a 360-degree camera, auto-park assist, blind-spot monitoring, adaptive cruise control, seatbelts, lane keep assist and airbags, among other features.

2017 Aston Martin DB11 – Engine,Top Speed and Competition:

According to the carmaker, the DB11 will come with two engine choices. There will be a 5.2-liter V12 engine with a capacity of 600 hp and 516 lb-ft. The automaker will borrow the other engine from the Mercedes AMG. This will be a 4.0-liter V8 rated at 520 hp and 405 lb-ft.

An 8-speed automatic ZF gearbox will be offered to back the engines. With the 5.2-liter engine, the car will take 3.9 seconds to accelerate from 0 to 60 mph. The top speed is estimated at 200 mph. With a stop-start technology and intelligent bank activation, the car is expected to provide improved fuel economy and emit less CO2. It will record 17 mpg city and 23 mpg highway.

Competition:

Car buyers will compare DB11 with the following cars: Maserati Granturismo, BMW M6, Lexus LF-LC, Porsche 911 Turbo, Roller Royce Wraith, Ferrari California, Bentley Continental GT and Mercedes-Benz S-Class coupe.

2017 Aston Martin DB11 – Estimated Arrival and Price:

You can expect to dig deeper in your pocket to own the upcoming DB11. Yeah, the car will be expensive just like other supercars out there. It will have a starting price of $211,995. Being a 2017 model, the Aston Martin exotic car will be available for sale in late 2016.

2017 Audi R8 Price, Specs
 

When the declaration of the unavoidable refresh of the 2017 Audi R8 was made, it caused its fans to worry that the change to the next-generation model would upset its subtle balance of the outstanding performance, contemporary style and the daily usability. On the other side, the automaker was prepared not to disappoint the fans of the Audi R8 by means of the radical redesign to the model. Therefore, it is expected that the 2017 Audi R8 will come with minor tweaks in its internal and external style. The vehicle will come with a more powerful engine for a better performance as well as fuel economy. The 2017 Audi R8 is expected to be released in two trim levels, V10 and V10 Plus.

2017 Audi R8 – Stylish Exterior Design:

Audi automakers have taken a traditional approach when it comes to the external design of the car. The 2017 Audi R8 will come with a modernized sport body with a sharper and angular look. The front of this sedan car will come equipped with LED headlights and optional laser projector high beams. Laser systems will argument the LED high beams at speed above 37 mph, which will help double the forward illumination over the standard system to give the driver more time to react to the road ahead. The vehicle will also come with distinctive pair of air vents updated with the perpendicular blades, changing the slats they sported before. The V10 model will come equipped with 19-inch alloy wheels while the V10 Plus model will come with 20-inch alloy wheels. Material to be used to make the sedan car will be a blend of carbon fiber and aluminum-reinforced plastic to help the car in a considerable weight loss.

Some of the internal features that will come with Audi R8 include two adjustable sports seats that will be easy to arrange for either brave back road thrashing or traveling. The V10 Plus model will come with physically attuned bucket sports seats for those who wish to distinguish between street sedan and the race sedan. Both the V10 and V10 Plus versions will come with Nappa-leather decorated cabin with a driver-focused configuration. The vehicle will also incorporate Audio-Virtual Cockpit interface that will be used for car information as well as navigation functions.

2017 Audi R8 – Powerful Engine and Performance:

The 2017 Audi R8 will come with a V10 mid-mounted engine with a displacement of 5.2 liters. The engine is known to generate a 525 hp and 391 lb-ft of torque in the V10 model. When it comes to the V10 Plus model, the engine delivers a 550 horsepower and 398 lb-ft of torque. The new model will attain a speed of 0 to 60 mph in 3.5 seconds while the V10 Plus version will achieve the same speed in just 3 seconds. The new car will be known for its outstanding speed of 200 mph-plus. Both engines will be paired with a 6-speed Tronic dual-clutch transmission that transmits power to the four-wheel drive system of the Audi.

2017 Audi R8 – Price and Release Date:

2017 Audi R8 sports car is expected to be released in the market in March 2016 and the price will differ between the models. The V10 model will be available at a minimum price of $160,000 while the V10 Plus version is expected to be procured at a minimum price of $185,000.

If you have seen Ford F 150, then you have a clue of how 2017 Ford Atlas will look like. This upcoming pickup truck will be just a redesigned model of the existing popular truck. You can expect a pickup with a body made of aluminum and high strength steel. The car will come with a fine-tuned exterior, interior and power train.

 

2017 Ford Atlas – Body Style Changes:

We are looking forward to a pickup truck with active aerodynamics. These features will improve speed and fuel efficiency. The new 2017 Ford Atlas will be lighter than the outgoing F-150. This is mainly due to extensive use of aluminum in the construction. Expect the car to have a more muscular body and a more aggressive front.

Front side of 2017 Ford Atlas truck will draw more attention with a prominent rectangular grille, curved bumper lines and double layer headlights. The pickup will also come with adjustable air dams and active grille shutters. Doors will be covered with chrome, something which will significantly improve the truck’s charm. Looking the pickup from the rear side, you will see elegant tail lights, cargo ramps, a spacious bed and redesigned exhaust tips. Large wheels will be available to take care of the tough duties of the pickup truck.

Interior of 2017 Ford Atlas will welcome you with stunning blue LED lightning. More colors have been added in the cabin. Blue will be the dominant color, with black and gray featuring in a few components. We expect the cabin to be more spacious, and fitted with leather upholstered seats.

If you are planning to own the new Ford pickup truck, be ready to access a well-equipped dashboard. A large touchscreen display accompanied by a host of controls will be available on this part of the cabin. Ford will also install other screens at the backside of front seats to ensure your passengers are kept entertained. Other interior features we are anticipating for include: air conditioners, GPS, cup holders, a powerful audio system and a variety of web link choices.

You will not worry a lot about safety when driving 2017 Ford Atlas as it has been equipped with safety and security features such as blind spot monitors, adaptive cruise control and lane keeping system.

2017 Ford Atlas – Engine Offerings:

We expect a 3.5 liter V6 engine to feature under the hood of the new Ford pickup truck. This is a powerful engine with a capacity of 360 hp and 300 lb-ft of torque. It will be paired with a 6-speed automatic transmission system. We are also looking forward to more engine options if rumors going around are true.

The pickup will be able to accelerate from 0-60 mph in 8.1 seconds or less. There will be a notable improvement in fuel economy, so expect to spend less in fueling the car. The car will record 23 mpg city and 30 mpg highway.

2017 Ford Atlas – Pricing and Competition:

Looking forward to buying the new Ford pickup truck? Well, have $27,000 ready with you. This will be the starting price. A well-equipped trim will cost as high as $51,000. We expect production to start towards the end of 2016, which means that you can own the truck before the end of the year.

Similar pickup trucks expected to rival the Atlas include Toyota Tacoma, Chevrolet Silverado, Dodge Ram 1500, GMC Sierra, Honda Ridgeline, Nissan Titan and Mitsubishi L200.